Terms of Service

Acceptance of Terms

By accessing and using the website and services of Zenthira GmbH ("Zenthira", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our website or services.

These Terms apply to all users of our website and services, including clients, prospective clients, and visitors. By continuing to use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new Terms.

About Zenthira

Zenthira GmbH is a company incorporated under Austrian law, providing global finance market overview and analysis services. Our company details are:

Services Description

Zenthira provides professional financial market analysis and consulting services, including but not limited to:

• Global finance market overview and analysis
• Financial market research and reporting
• Regulatory guidance and compliance consulting
• Strategic financial consulting
• Market trend analysis and forecasting

Our services are provided for informational and analytical purposes. All analysis, reports, and recommendations are based on publicly available information and our professional expertise. They do not constitute investment advice, financial advice, or recommendations to buy or sell any financial instruments.

Service specifications, deliverables, and terms will be detailed in separate service agreements or statements of work executed between Zenthira and individual clients.

User Obligations

When using our website and services, you agree to:

• Provide accurate, complete, and current information when requested
• Use our services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorised access to our systems or networks
• Not interfere with or disrupt the operation of our website or services
• Not use our services to transmit harmful, offensive, or illegal content
• Respect the intellectual property rights of Zenthira and third parties
• Comply with all applicable laws and regulations

You are responsible for maintaining the confidentiality of any login credentials and for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account.

If you are using our services on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

Intellectual Property

All content, materials, and intellectual property on our website and in our services, including but not limited to text, graphics, logos, images, software, and data compilations, are owned by Zenthira or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use our website and services for their intended purpose. This licence does not include the right to:

• Reproduce, distribute, or publicly display our content without permission
• Modify, adapt, or create derivative works from our content
• Use our content for commercial purposes without authorisation
• Remove or alter any copyright, trademark, or other proprietary notices

Client-specific reports and analysis provided as part of our services may be used by the client for their internal business purposes, subject to any confidentiality obligations and restrictions specified in separate service agreements.

Any feedback, suggestions, or ideas you provide to us regarding our services may be used by Zenthira without obligation to you, unless otherwise agreed in writing.

Limitation of Liability

To the maximum extent permitted by law, Zenthira's total liability to you for any claims arising from or related to these Terms or our services shall not exceed the amount paid by you to Zenthira for the specific service giving rise to the claim during the twelve months preceding the claim.

Zenthira shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption or downtime
• Loss of goodwill or reputation
• Investment losses or financial damages

Our services are provided for informational purposes and should not be relied upon as the sole basis for investment or business decisions. You acknowledge that financial markets involve inherent risks and that past performance does not guarantee future results.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

Disclaimers

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• Our services will meet your specific requirements or expectations
• Our services will be uninterrupted, timely, secure, or error-free
• The information provided through our services will be accurate or reliable
• Any defects in our services will be corrected

Financial market analysis involves inherent uncertainties and risks. Our analysis and recommendations are based on information available at the time of preparation and are subject to change without notice. Market conditions, regulatory environments, and economic factors can change rapidly and unpredictably.

You acknowledge that you use our services at your own risk and that you should seek independent professional advice before making any financial or business decisions based on our analysis or recommendations.

Indemnification

You agree to indemnify, defend, and hold harmless Zenthira, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from or related to:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your infringement of any intellectual property or other rights of third parties
• Any content or information you submit through our services

This indemnification obligation will survive the termination of these Terms and your use of our services.

Governing Law

These Terms and any disputes arising from or related to these Terms or our services shall be governed by and construed in accordance with the laws of Austria, without regard to its conflict of law principles.

Any legal action or proceeding arising from or related to these Terms shall be brought exclusively in the competent courts of Austria. You consent to the personal jurisdiction of such courts and waive any objection to the venue of any such proceeding.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Termination

These Terms remain in effect until terminated by either party. You may terminate your use of our services at any time by discontinuing access to our website and services.

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Violation of applicable laws or regulations
• Fraudulent, abusive, or harmful behaviour
• Non-payment of fees (for paid services)
• Business or operational reasons

Upon termination, your right to use our services will cease immediately. However, the provisions of these Terms regarding intellectual property, limitation of liability, indemnification, and governing law will survive termination.

Specific service agreements may contain additional termination provisions that will apply to those particular services.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our services, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy. We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

Please review our Privacy Policy for detailed information about how we handle your personal data.

Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Zenthira regarding your use of our services.

Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Waiver: Our failure to enforce any provision of these Terms will not constitute a waiver of that provision or any other provision.

Assignment: You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

Force Majeure: We will not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, or government actions.

Contact Information

If you have any questions about these Terms or need to contact us regarding legal matters, please contact us: